Idaho Payday Loans
Payday loans are not to exceed 25% of the borrower's gross or total income of at least $1,000. Interest rates or fees per each $100 must be expressed in writing. Any fees Idaho payday lenders impose, must be included in the written contract; these costs include, annual percentage rates.
Idaho payday loan laws are designed to protect both the lenders and the borrowers. However, borrowers must complete the proper paperwork, and meet the lenders' criteria, before being approved for a payday or cash advance loan, in the state of Idaho.
Idaho Loan Locations
Payday lenders are located all throughout Idaho, including the cities and towns of Boise, Blackfoot, Caldwell, Coeur d'Alene, Idaho Falls, Lewiston, Meridian, Moscow, Mountain Home, Nampa, Pocatello, Post Falls, Rexburg and Twin Falls.