Payday loans are available for people that reside within the great state of Texas. Payday lending can be a great way for individuals who have bills to pay or to have the home or car repairs that are needed. We can help you receive up to $1,000 in no time at all. Request a Texas payday advance loan today and you could receive your funds by tomorrow. No paperwork or phone calls may be required to obtain the credit needed.
We actually do understand that various financial problems and emergencies can come up before your next paycheck, and you need money right now. You could get the cash that you are needing by the next day.
With the RCA payday loan process, you will be on your way to a small loan up to $1000. You will have the cash that you want to control the unexpected monetary requirements without having to deal with late charges or the high credit card rates.
Texas Payday Loan Information
Payday advances are for people who need extra money while they are in-between paychecks. Some consider payday loans to be issued by so-called loan sharks who are preying upon people of already limited means. These payday loan advances typically include sky-high interest rates that rapidly accumulate so it can become tough to pay back the loan.
Many laws have been passed to govern the payday loan industry to protect people from predatory loan services. Every state has specific laws about what should happen if a person fails to pay back a payday loan, in most cases these loans are considered a civil matter and not a criminal offense. The federal law clearly states that criminal proceedings cannot ever be used to collect a debt.
However, the procedure of receiving a payday loan involves giving the loan provider permission to withdrawal the funds through a paper or electronic check. So, when people have failed to pay their payday loan and their check bounces, the advance company may try to peruse this matter as a criminal charge citing the borrower for writing fraudulent checks.
In Texas, unpaid payday loans are to be managed by the civil court and cannot be judged by a criminal judicial system. A recent revision of the laws about payday loans was made in 2012 to prevent criminal charges being filed in these cases. The legislation in Texas are very precise, and a payday loan is considered to be a debt. Therefore, a person cannot have criminal charges placed against them for failing to repay a payday loan in Texas.
Unfortunately, there are many cases documented within the state of Texas showing many people who have been arrested and charged with criminal misconduct for not paying their payday loan. These arrests are a violation of both federal and state law.
Even though Texas law explicitly says any failure to repay a payday loan is a civil matter and not considered as check fraud, people are being charged with the criminal act of writing bad checks. "Theft by check" is a crime classified as a Class B misdemeanor and carries a sentence of up to 180 days (6 months) in jail and fines due to the court.
Many times, the cases filed against cash advance borrowers are being insufficiently investigated. The Texas Justice of the Peace courts is now under fire for filing charges against people indiscriminately for bad checks, even though these charges flies directly in the face of Texas law.
Texas Payday Loan Locations
Cash advances are available all throughout Texas including the locations of Abilene, Alice, Alvin, Amarillo, Andrews, Angleton, Arlington. Athens, Bay City, Beaumont, Beeville, Belton, Big Spring, Borger, Brenham, Brownsville, Brownwood, Bryan, Burkburnett, Canyon, Carrollton, Cedar Park, Cleburne, College Station, Conroe, Converse. Copperas Cove, Corpus Christi, Corsicana, Dallas, Del Rio, Denison, Denton, Dumas, Eagle Pass, Edinburg, El Campo, El Paso, Ennis, Fort Worth, Freeport, Gainesville, Galveston, Gatesville, Georgetown, Greenville, Groves. Harlingen, Henderson, Hereford, Hewitt, Houston, Humble. Huntsville, Ingleside, Irving, Jacksonville, Kerrville, Kilgore, Killeen, Kingsville, La Marque, Lake Jackson, Lamesa, Laredo, Levelland, Lewisville, Live Oak, Lockhart, Longview, Lubbock. Lufkin, Mansfield, Marshall, McAllen, McKinney, Midland, Missouri City, Mount Pleasant, Nacogdoches, New Braunfels, Palestine, Pampa, Paris, Pasadena, Pecos, Plainview. Plano, Port Arthur, Port Lavaca, Portland, Richmond, Rio Grande City, Rockwall, Roma, Round Rock, San Angelo, San Antonio, San Benito. San Marcos, Seguin, Sherman, Snyder, Socorro, Stephenville, Sugar Land, Sulphur Springs, Sweetwater, Taylor, Texas City, Tyler, Uvalde, Vernon, Victoria, Vidor, Waco, Waxahachie Wichita Falls.
The following Texas cities have local regulations on cash advance loans. Austin, Balcones Heights, Baytown, Bellaire, Bryan, College Station, Dallas, Denton, El Paso, Flower Mound, Garland, Houston, Midland, San Antonio, Somerset, South Houston, Universal City.
The following cities have enacted land use regulation: Brownsville, Corinth, Garland, Irving, Little Elm, Mesquite, Missouri City, Richardson, Sachse, and Watauga.
Disclaimer: Short duration loans such as payday advance loans, provide a borrower financial relief - temporarily. This type of lending is not a long-term monetary solution. If you are encountering severe financial difficulties, you should find other alternatives or seek professional financial guidance.
RealCashAdvances.com (RCA) is not a lending provider and does not make loans or any credit decisions. This website is not a lending proposal. This site connects interested individuals with a direct lender from its interface of approved moneylenders. This website is not liable for the actions or inactions of any lending provider. We are not a representative, agent, or broker of any lending company and does not endorse any payday lender. This website receives compensation from lenders; often based on a ping-tree model where bidders connect to the consumer. Notwithstanding, this website’s assistance is always available at no cost to you.
Payday loans and cash advance lending is not accessible in all states. When you enquire about borrowing in an area where loans are not allowed by law, you will not be united to a lending provider. In some instances, you could have the opportunity to obtain your loan from a tribal lender. These lenders are controlled by tribal laws and special federal regulations while being exempt from local state laws that include usury caps. If you are linked to one of these lenders, please read and comprehend all of the fees and rates. These charges may be much higher than state-licensed loan providers. A tribal lender may also require you to accept terms stating any disputes and conflicts resolved within tribal jurisdiction. You are encouraged to learn and read all of the conditions and terms of any lending providers. You can reject any proposal you cannot afford, manage to repay or has terms not acceptable to you.